Medicare Advantage plans are becoming an increasingly popular option for seniors looking for comprehensive healthcare coverage. In this blog post, we will delve into the many benefits and features of Medicare Advantage plans, starting with a thorough understanding of what they entail. We will explore how these plans provide seniors with flexibility and choice in healthcare options, including prescription drug coverage and extra benefits. Additionally, we will discuss how Medicare Advantage plans offer integrated care and coordinated services, leading to lower out-of-pocket costs. Lastly, we will cover preventive care and wellness programs, as well as the enrollment and eligibility criteria for these plans. Stay tuned to uncover all the advantages that Medicare Advantage plans can offer to seniors.
Understanding Medicare Advantage Plans
Medicare Advantage plans, also known as Medicare Part C, offer an alternative way for individuals to receive their Medicare benefits. These plans are provided by private companies approved by Medicare and are designed to provide comprehensive healthcare coverage for seniors. Understanding Medicare Advantage plans is important for individuals who are eligible for Medicare and want to explore their healthcare options.
One of the key benefits of Medicare Advantage plans is the flexibility and choice they offer. Unlike Original Medicare, which is a fee-for-service program, Medicare Advantage plans often include additional benefits such as prescription drug coverage, dental and vision services, and wellness programs. This comprehensive healthcare coverage allows individuals to receive all their healthcare needs from one plan, instead of operating under separate plans for different services.
Another important aspect of Medicare Advantage plans is integrated care and coordinated services. These plans often have a network of doctors, hospitals, and other healthcare providers that work together to provide coordinated care. This integration helps ensure that a patient’s healthcare needs are met in a seamless and efficient manner. Coordinated services also play a vital role in managing chronic conditions and improving overall health outcomes for individuals enrolled in Medicare Advantage plans.
- Medicare Advantage plans often offer lower out-of-pocket costs compared to Original Medicare. These plans typically have a yearly limit on out-of-pocket expenses, which provides financial protection for individuals with high healthcare needs. In addition, Medicare Advantage plans may have lower copayments, coinsurance, and deductibles for certain services, making healthcare more affordable and accessible for seniors.
- Preventive care and wellness programs are also a key focus of Medicare Advantage plans. These plans emphasize the importance of preventive services such as screenings, vaccinations, and health assessments to help individuals stay healthy and detect potential health issues early on. Many Medicare Advantage plans offer additional wellness programs and resources to support individuals in maintaining a healthy lifestyle, such as nutrition counseling, fitness classes, and smoking cessation programs.
- Enrollment and eligibility criteria for Medicare Advantage plans vary depending on factors such as location, age, and current Medicare coverage. Generally, individuals who are eligible for Medicare Part A and Part B are also eligible for Medicare Advantage plans. It is important to review the specific requirements and options available in your area to make an informed decision about enrolling in a Medicare Advantage plan.
| Keyword | Definition |
|---|---|
| Medicare Advantage plans | Private company plans that offer an alternative way to receive Medicare benefits. |
| Comprehensive healthcare coverage | Includes a wide range of services, often beyond what is covered by Original Medicare. |
| Flexibility and choice | Ability to choose a plan that meets individual healthcare needs and preferences. |
| Integrated care and coordinated services | Healthcare providers working together to provide seamless and efficient care. |
| Lower out-of-pocket costs | Potential for reduced financial burdens through lower copayments, coinsurance, and deductibles. |
| Preventive care and wellness programs | Emphasis on promoting good health and detecting health issues early through screenings and programs. |
| Enrollment and eligibility criteria | Requirements and eligibility guidelines for individuals to enroll in Medicare Advantage plans. |
Comprehensive Healthcare Coverage For Seniors
When it comes to healthcare coverage for seniors, comprehensive options are crucial to ensuring their well-being. One such option is Medicare Advantage plans, which offer a wide range of benefits to meet the unique needs of older adults. These plans provide coverage for both hospital and medical services, often including prescription drug coverage, preventive care, and wellness programs. By enrolling in a Medicare Advantage plan, seniors can enjoy the convenience of having all their healthcare needs covered under one comprehensive policy.
One of the key benefits of Medicare Advantage plans is the flexibility and choice they provide. Seniors have the freedom to choose from various plan options, including Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, and Special Needs Plans (SNPs). Each plan type offers different benefits and levels of coverage, allowing seniors to select the one that best fits their healthcare needs and budget. With these options, seniors can enjoy tailored healthcare coverage that aligns with their specific requirements.
In addition to medical services, Medicare Advantage plans often offer extra benefits and special services that go beyond traditional Medicare coverage. Such additional benefits may include dental, vision, hearing, and fitness programs. These extra services can greatly enhance the overall well-being and quality of life for seniors. By incorporating these supplementary offerings, Medicare Advantage plans aim to provide comprehensive healthcare coverage that addresses the diverse needs of older adults.
| Medicare Advantage Plans Benefits |
|---|
| – Comprehensive coverage for medical services and hospital stays. |
| – Prescription drug coverage. |
| – Preventive care and wellness programs. |
| – Extra benefits such as dental, vision, and fitness programs. |
| – Flexibility to choose different plan options based on individual needs. |
Integrated care and coordinated services are also important features of Medicare Advantage plans. These plans promote a holistic approach to healthcare by coordinating care among different providers and specialists. This ensures that seniors receive comprehensive and well-organized healthcare services, leading to better health outcomes. With integrated care, seniors can have peace of mind knowing that their medical needs are being properly managed and coordinated across various healthcare professionals.
Enrollment and eligibility criteria are important considerations for seniors looking to enroll in Medicare Advantage plans. To be eligible for these plans, individuals must be enrolled in Medicare Part A and Part B, live in the plan’s service area, and not have end-stage renal disease (ESRD). Open enrollment periods are held annually, during which seniors can select or switch their Medicare Advantage plans. Understanding the enrollment and eligibility criteria is crucial for seniors to make informed decisions about their healthcare coverage options.
Flexibility And Choice In Healthcare Options
Flexibility and choice are key factors to consider when selecting healthcare options, especially for seniors. Medicare Advantage plans provide an array of benefits that cater to the unique needs of individuals. These plans offer flexibility in selecting healthcare providers, allowing seniors to choose doctors and specialists outside of their network. This flexibility gives them the freedom to receive specialized care from physicians they trust and have an established relationship with.
Moreover, Medicare Advantage plans offer various options for coverage, including Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, and Special Needs Plans (SNPs). HMO plans require seniors to choose a primary care doctor within the network and get referrals for specialists, while PPO plans offer the flexibility to see any doctor or specialist without referrals. SNPs are designed for individuals with specific health conditions or certain characteristics.
Additionally, Medicare Advantage plans often include prescription drug coverage, which provides seniors with the convenience of having their medications covered under the same plan. This eliminates the need for separate plans and simplifies the medication management process. Seniors can have peace of mind knowing that their healthcare and prescription drug needs are all taken care of under one comprehensive plan.
- Overall, Medicare Advantage plans offer seniors flexibility and choice in their healthcare options. They can select their preferred doctors and specialists while also having access to a range of coverage options, including prescription drug coverage. This personalized approach to healthcare empowers seniors to make decisions that best fit their individual needs and preferences. With Medicare Advantage plans, seniors can enjoy the benefits of flexibility and choice, ensuring they receive the healthcare they desire and deserve.
| Benefits of Medicare Advantage Plans with Flexibility and Choice: |
|---|
| 1. Freedom to choose healthcare providers: Medicare Advantage plans allow seniors to choose doctors and specialists outside of their network. |
| 2. Range of coverage options: HMO, PPO, and SNPs provide different coverage options to cater to individual preferences and health conditions. |
| 3. Simplified medication management: Medicare Advantage plans often include prescription drug coverage, eliminating the need for separate plans. |
Prescription Drug Coverage Under Medicare Advantage Plans
Medicare Advantage Plans, also known as Medicare Part C, offer an alternative way for seniors to receive their Medicare benefits. These plans are offered by private insurance companies approved by Medicare, and they provide coverage that is similar to Original Medicare (Part A and Part B), but with additional benefits. One key aspect of Medicare Advantage Plans is the prescription drug coverage they provide, which helps seniors pay for their medications.
One of the advantages of Medicare Advantage Plans is that most plans include prescription drug coverage, also known as Medicare Part D. This coverage helps seniors afford the medications they need to manage their health conditions. By including Part D in their plan, Medicare Advantage Plans offer a convenient and cost-effective solution for seniors who require regular prescriptions. With this coverage, beneficiaries can access a wide range of prescription drugs at discounted rates, making it easier to follow their prescribed treatment plans and improve their overall well-being.
Having prescription drug coverage under Medicare Advantage Plans can also help seniors save money. The cost of medications can add up quickly, especially for those who require multiple prescriptions. With Part D coverage, seniors often pay lower out-of-pocket costs for their medications compared to if they were to purchase them without insurance. The exact costs may vary depending on the specific Medicare Advantage Plan chosen, but the savings are generally significant. This can provide seniors with much-needed financial relief and peace of mind, knowing that their prescription medications are within reach.
- Medicare Advantage Plans offer an alternative way for seniors to receive their Medicare benefits.
- Prescription drug coverage is a key aspect of Medicare Advantage Plans.
- Having Part D coverage can help seniors save money on their medications.
| Medicare Advantage Plans | Prescription Drug Coverage | Lower Out-of-Pocket Costs |
|---|---|---|
| Provide an alternative to Original Medicare | Include Medicare Part D | Offer discounted rates for prescription drugs |
| Offer additional benefits | Help seniors afford their medications | Reduce financial burden on seniors |
| Provided by private insurance companies | Wide range of prescription drugs covered | Ensure medications are within reach |
In conclusion, prescription drug coverage under Medicare Advantage Plans plays a crucial role in ensuring that seniors can access the medications they need. With the inclusion of Part D coverage, beneficiaries can save on out-of-pocket costs and alleviate the financial burden associated with purchasing prescription drugs. This coverage not only provides convenience but also contributes to better overall health outcomes by enabling seniors to follow their prescribed treatment plans effectively. Medicare Advantage Plans offer a comprehensive solution that combines medical and prescription drug coverage, providing seniors with the flexibility and choice they deserve in their healthcare options.
Extra Benefits And Special Services
When it comes to healthcare options for seniors, Medicare Advantage plans offer not only comprehensive coverage but also a range of extra benefits and special services. These additional perks can significantly enhance the overall healthcare experience for seniors. From gym memberships to dental and vision care, Medicare Advantage plans go beyond what Original Medicare covers, giving seniors a wide array of services to choose from.
One of the key benefits of Medicare Advantage plans is the inclusion of extra benefits that are not typically covered by Original Medicare. These extra benefits may include prescription drug coverage, routine dental and vision care, hearing aids, and even transportation services. This means that seniors can access a variety of health-related services and treatments without incurring additional out-of-pocket expenses.
Additionally, Medicare Advantage plans often offer special services that are designed to meet the unique healthcare needs of seniors. These services may include care coordination, chronic disease management programs, and telehealth services, among others. Care coordination ensures that seniors receive integrated care and services from different healthcare providers, leading to better overall health outcomes and improved quality of life.
| Benefits of Medicare Advantage Plans: | |
|---|---|
| 1. Comprehensive Coverage: | Medicare Advantage plans offer comprehensive healthcare coverage for seniors, including hospital stays, doctor visits, and preventive services. |
| 2. Extra Benefits: | Medicare Advantage plans provide additional benefits such as prescription drug coverage, dental and vision care, and transportation services. |
| 3. Special Services: | Medicare Advantage plans offer special services like care coordination, chronic disease management programs, and telehealth services. |
In conclusion, Medicare Advantage plans offer a wide range of extra benefits and special services that go beyond what Original Medicare provides. These plans provide comprehensive coverage along with additional perks such as prescription drug coverage, dental and vision care, and transportation services. Moreover, Medicare Advantage plans offer special services like care coordination and telehealth, ensuring that seniors receive integrated and tailored healthcare services. With Medicare Advantage plans, seniors can not only receive the medical care they need but also enjoy an enhanced healthcare experience.
Integrated Care And Coordinated Services
The concept of integrated care and coordinated services is a critical aspect of Medicare Advantage plans for individuals seeking comprehensive healthcare coverage. These plans aim to create a seamless experience for beneficiaries by coordinating their care across various healthcare providers, ensuring that all medical needs are met efficiently and effectively. By integrating different aspects of healthcare services, Medicare Advantage plans not only improve the overall healthcare experience but also enhance health outcomes.
One of the key benefits of Medicare Advantage plans is the consolidation of healthcare services under a single coordinated system. This means that beneficiaries have access to a network of healthcare providers, including primary care doctors, specialists, hospitals, and other healthcare facilities. This coordination helps prevent fragmented care and ensures that all medical professionals involved in a patient’s care are informed and have access to their medical history and treatment plans.
Additionally, integrated care and coordinated services play a vital role in enhancing preventive care and wellness programs. Medicare Advantage plans often offer personalized health assessments, screenings, and wellness programs tailored to individual needs. These programs focus on proactive measures to prevent the onset of chronic diseases, provide education on healthy habits, and encourage regular check-ups and screenings. By addressing health concerns before they escalate, Medicare Advantage plans aim to promote better health outcomes and reduce healthcare costs.
- By opting for a Medicare Advantage plan that emphasizes integrated care and coordinated services, beneficiaries can experience lower out-of-pocket costs. These plans often have negotiated rates with healthcare providers and facilities, resulting in cost savings for individuals. Furthermore, the coordination of care ensures that unnecessary procedures and duplicative services are minimized, eliminating wastage and unnecessary expenses.
- Furthermore, Medicare Advantage plans that emphasize integrated care and coordinated services also offer additional benefits and special services not covered by traditional Medicare. These additional benefits may include vision care, dental services, hearing aids, transportation assistance, fitness programs, and more. By including these extra benefits, Medicare Advantage plans aim to address the holistic needs of older adults and promote overall well-being.
| Benefit | Description |
|---|---|
| Vision Care | Provides coverage for eye exams, prescription glasses, and contact lenses. |
| Dental Services | Covers routine dental care, such as cleanings, fillings, and extractions. |
| Hearing Aids | Offers coverage for hearing aids and related services. |
| Transportation Assistance | Provides transportation to medical appointments and healthcare facilities. |
| Fitness Programs | Offers access to fitness centers and wellness programs. |
In conclusion, integrated care and coordinated services provided through Medicare Advantage plans are designed to enhance the healthcare experience for seniors. By consolidating healthcare services, improving preventive care, and offering additional benefits, these plans aim to provide comprehensive coverage, lower out-of-pocket costs, and promote better health outcomes for older adults.
Lower Out-Of-Pocket Costs With Medicare Advantage Plans
Medicare Advantage plans are an alternative to traditional Medicare that offer a range of benefits and services to senior citizens. One of the major advantages of these plans is the potential for lower out-of-pocket costs. Traditional Medicare requires beneficiaries to pay premiums, deductibles, copayments, and coinsurance for various services. In contrast, Medicare Advantage plans often have low or even zero monthly premiums, and can provide additional benefits that aren’t covered by traditional Medicare, such as prescription drug coverage, dental care, vision care, and hearing aids.
In addition, Medicare Advantage plans often have out-of-pocket maximums, which is the maximum amount a beneficiary will have to pay in a given year for covered services. Once the out-of-pocket maximum has been reached, the plan will typically cover all costs for covered services for the remainder of the year. This can provide a significant financial safeguard for seniors who may require costly medical treatments or procedures.
Another way that Medicare Advantage plans help lower out-of-pocket costs is through network restrictions. Most Medicare Advantage plans require beneficiaries to use healthcare providers within the plan’s network. These networks are made up of doctors, hospitals, and other healthcare providers who have agreed to provide services to plan members at a negotiated rate. By using network providers, beneficiaries can often access healthcare at a lower cost than they would if they were to go out-of-network. Some plans also offer out-of-network coverage, but generally at a higher cost to the beneficiary.
- Overall, Medicare Advantage plans can be a cost-effective option for seniors looking to lower their out-of-pocket healthcare expenses. With low or no monthly premiums, out-of-pocket maximums, and access to network providers, these plans offer the potential for significant savings. It’s important for beneficiaries to carefully review plan details and compare options to ensure they choose a plan that best meets their healthcare needs and budget.
| Plan Features | Traditional Medicare | Medicare Advantage |
|---|---|---|
| Monthly Premiums | Varies | Often low or zero |
| Out-of-Pocket Maximum | None | Typically available |
| Network Restrictions | No | Yes |
| Additional Benefits | Limited | Available |
In conclusion, Medicare Advantage plans can provide seniors with the opportunity to lower their out-of-pocket costs for healthcare services. With benefits such as low or zero monthly premiums, out-of-pocket maximums, and access to network providers, these plans offer comprehensive coverage at a potentially lower cost than traditional Medicare. It’s important for seniors to carefully evaluate their healthcare needs and compare plan options to ensure they choose a Medicare Advantage plan that best fits their individual circumstances.
Preventive Care And Wellness Programs For Better Health
Preventive care and wellness programs play a crucial role in maintaining and improving overall health, especially for seniors. Medicare Advantage plans offer a range of benefits that focus on preventive care and wellness, aiming to promote better health outcomes and reduce healthcare costs in the long run. These plans provide coverage for a variety of preventive services, such as vaccinations, screenings, and annual wellness visits.
One of the key benefits of Medicare Advantage plans is the emphasis on preventive care. By focusing on preventive measures, these plans aim to identify potential health issues before they become more serious and costly to treat. Regular screenings, such as mammograms and colonoscopies, can detect diseases like cancer at an early stage, increasing the chances of successful treatment and recovery.
In addition to screenings, Medicare Advantage plans also provide coverage for various vaccinations, including those for flu, pneumonia, and shingles. Vaccines are essential for preventing the spread of infectious diseases and can significantly reduce the risk of illness and hospitalization, particularly among seniors who are more vulnerable to severe complications.
- Regular check-ups and wellness visits are also covered under Medicare Advantage plans. Wellness programs focus on preventive measures and lifestyle changes that can promote better health and well-being. These programs may include personalized counseling, educational resources, and support for healthy behaviors such as exercise and nutrition. By offering these services, Medicare Advantage plans encourage seniors to actively engage in their own health and take preventive actions.
| Advantages of preventive care and wellness programs: | Examples of preventive services covered: |
|---|---|
| – Early detection of diseases | – Cancer screenings |
| – Reduced healthcare costs | – Vaccinations |
| – Improved health outcomes | – Annual wellness visits |
| – Increased awareness and education | – Personalized counseling |
Participating in preventive care and wellness programs not only helps individuals live healthier lives but can also have significant cost-saving benefits. By addressing health issues early on and promoting healthy lifestyles, Medicare Advantage plans can help reduce the need for expensive medical treatments, hospitalizations, and emergency room visits. This not only saves seniors money but also contributes to the overall sustainability of the healthcare system.
In conclusion, Medicare Advantage plans offer a range of preventive care and wellness benefits aimed at promoting better health outcomes for seniors. Including coverage for screenings, vaccinations, and wellness programs, these plans emphasize the importance of proactive healthcare and taking preventive actions to maintain well-being. By utilizing these services, seniors can actively manage their health, reduce healthcare costs, and ultimately enjoy a better quality of life.
Part D And Medicare Advantage Prescription Drug Plans
Medicare Advantage plans are a popular option for individuals seeking comprehensive healthcare coverage, and one particular type of plan that many seniors consider is the Part D and Medicare Advantage Prescription Drug Plans. These plans offer an all-in-one solution for healthcare needs, combining the benefits of traditional Medicare with additional coverage for prescription drugs.
One of the key benefits of enrolling in a Medicare Advantage Prescription Drug Plan is the convenience it offers. Instead of having to navigate multiple healthcare plans and prescription drug coverage separately, individuals can streamline their coverage by opting for a single plan that includes both. This can simplify the management of healthcare expenses and reduce the complexity of dealing with multiple insurance providers.
Additionally, Medicare Advantage Prescription Drug Plans often offer a wide range of prescription drug coverage options. They typically include a formulary, which is a list of covered medications, allowing individuals to access the medications they need at a more affordable cost. Some plans may also offer mail-order pharmacy services, which can be especially beneficial for individuals who rely on regular prescription medications.
- Furthermore, Medicare Advantage Prescription Drug Plans often provide additional benefits and special services that can enhance the overall healthcare experience for seniors. These may include coverage for vision and dental care, wellness programs, and even transportation services to medical appointments. These extra benefits can greatly improve the quality of healthcare and contribute to better overall health outcomes for beneficiaries.
| Keyword | Sentence |
|---|---|
| Medicare Advantage plans benefits | Medicare Advantage Prescription Drug Plans offer numerous benefits, including comprehensive healthcare coverage and prescription drug coverage within a single plan. |
| Part D and Medicare Advantage Prescription Drug Plans | Part D and Medicare Advantage Prescription Drug Plans combine the benefits of traditional Medicare with coverage for prescription drugs, providing a more comprehensive healthcare solution. |
| Comprehensive healthcare coverage | Medicare Advantage Prescription Drug Plans provide comprehensive healthcare coverage, including prescription drug benefits and additional services like dental and vision care. |
Enrollment And Eligibility Criteria For Medicare Advantage Plans
Medicare Advantage plans, also known as Part C, offer an alternative way for individuals to receive their Medicare benefits. These plans are offered by private insurance companies approved by Medicare. To be eligible for a Medicare Advantage plan, individuals must first be enrolled in Medicare Parts A and B. They must also live in the service area of the plan they wish to join. Medicare Advantage plans typically have their own set of rules and requirements for enrollment, such as specific enrollment periods and eligibility criteria.
One key benefit of Medicare Advantage plans is the additional coverage they provide beyond original Medicare. This can include prescription drug coverage, dental and vision care, and even fitness programs. The availability of these benefits may vary depending on the specific plan and insurance company.
When enrolling in a Medicare Advantage plan, it’s important to understand the various enrollment periods. The initial enrollment period occurs when an individual first becomes eligible for Medicare. This initial period lasts for seven months, beginning three months before the individual’s 65th birthday month, including their birthday month, and ending three months after their birthday month. It is during this period that individuals can enroll in a Medicare Advantage plan for the first time.
Additionally, there is an annual enrollment period that occurs every year from October 15th to December 7th. During this time, individuals already enrolled in Medicare can switch to a different Medicare Advantage plan or return to original Medicare. It is important to review your plan options during this period to ensure you are receiving the best coverage for your needs.
Frequently Asked Questions
What is a Medicare Advantage plan?
A Medicare Advantage plan is a comprehensive healthcare coverage option for seniors, provided by private insurance companies approved by Medicare. It offers an alternative to Original Medicare and can include additional benefits such as prescription drug coverage.
What are the benefits of Medicare Advantage plans?
Medicare Advantage plans offer flexibility and choice in healthcare options. They often provide extra benefits and special services not covered by Original Medicare, such as vision, dental, or hearing coverage. They also integrate care and coordinate services, leading to improved healthcare outcomes. Additionally, these plans can result in lower out-of-pocket costs compared to Original Medicare.
Can I get prescription drug coverage under a Medicare Advantage plan?
Yes, most Medicare Advantage plans include prescription drug coverage. These plans are known as Medicare Advantage Prescription Drug (MAPD) plans. With MAPD plans, you can avoid the hassle of purchasing a separate Part D prescription drug plan, as drug coverage is already included.
What are the extra benefits and special services offered by Medicare Advantage plans?
Medicare Advantage plans often provide extra benefits and special services that go beyond what Original Medicare covers. These can include preventive care and wellness programs, transportation assistance, fitness memberships, and even home-delivered meals in certain cases. These additional benefits aim to enhance the overall well-being of plan members.
How do Medicare Advantage plans lower out-of-pocket costs?
Medicare Advantage plans can help lower out-of-pocket costs in several ways. Firstly, they often have an annual out-of-pocket maximum, which limits the amount you have to spend on covered services in a calendar year. Secondly, some plans have lower copayments and coinsurance for doctor visits and other services. Lastly, prescription drug coverage under Medicare Advantage plans can also contribute to reducing medication expenses.
What preventive care and wellness programs are available under Medicare Advantage plans?
Medicare Advantage plans typically offer various preventive care and wellness programs aimed at promoting better health and disease prevention. These can include annual physical exams, vaccinations, cancer screenings, diabetes management programs, weight management support, and smoking cessation programs. These programs play a crucial role in maintaining and improving overall health.
How can I enroll in a Medicare Advantage plan and what are the eligibility criteria?
To enroll in a Medicare Advantage plan, you must meet certain eligibility criteria. You must be eligible for Medicare Part A and Part B, live in the plan’s service area, and not have end-stage renal disease (ESRD), with some exceptions. The enrollment process typically takes place during specific periods, such as the Initial Enrollment Period (IEP), Annual Enrollment Period (AEP), or Special Enrollment Period (SEP). Contact your local Medicare office or a licensed insurance agent for more information on enrollment and eligibility.
